Health insurance to cover all citizens by 2028: minister

June 16, 2026 - 16:42 AMT

PanARMENIAN.Net - Starting January 1, 2028, all Armenian citizens will become beneficiaries of universal health insurance, Health Minister Anahit Avanesyan announced while presenting the annual report on the implementation of the 2025 state budget in the National Assembly.

According to the minister, the introduction of universal health insurance has become an irreversible process and will continue to expand gradually over the coming years, Armenpress reports.

“Universal health insurance is an irreversible reality, and it will continue to expand. In 2027, the system will be extended to individuals earning up to 200,000 drams per month, those working under civil contracts, and drivers engaged in taxi services,” Avanesyan said.

She noted that by 2028, the process of including all remaining groups in the system will be completed, and from January 1 the insurance scheme will apply to all citizens.

“Universal health insurance will cover everyone, but not everything. It will include the necessary and priority package of services aimed at addressing the key public health needs of our population,” the minister said.

According to Avanesyan, the government will continue expanding the range of services provided under state-funded healthcare programs, taking into account citizens’ needs and the state’s obligations.

“Our policy is that within the framework of state-funded services, the government will continue to expand support to the extent required by citizens’ needs and the state’s responsibility to meet those needs. This is the policy we are pursuing,” she said.

The Law on Universal Health Insurance entered into force on January 1, 2026. The system is being implemented in phases. During the first stage, it covers citizens whose monthly salary exceeds 200,000 drams. They receive an insurance package worth 129,600 drams, which includes preventive services, early detection and screening programs, hospital treatment, pharmaceutical coverage and emergency medical services.